Business Insurance

As a professional or entrepreneur it is all about productivity, forward planning, key personnel and the ability to produce the positive bottom line.

If you’re business is new and been operating for under three
years, you can be covered with our Start-Up Income Protection.
Once you’ve been operating for over three years, you can move
onto our more comprehensive Business Continuity insurance.

Succeeding is an uphill battle and challenging at the best of times. No need to be derailed by unforeseen circumstances such as illness, death, injury or loss of income. Even a new entrepreneurs can ensure they are protected against unforeseen challenges.

We have a variety of solutions for both young and established businesses helping you plan for the unforeseen.

Business is all about productivity, forward planning, key personnel and the ability to produce the positive bottom line.

Start-up or Young Business

Thought you had no chance as a new business owner to get protection for your young business. 

Start-up Income Protection Cover is designed for business owners who have been trading for three years or less.  It provides an essential financial safety net if an owner or key persons are unable to work for more than 10 hours per week in their own occupation in the business due to illness or injury.

By setting in place Business Insurance right from the start, you can take away the worry about how you and your family will be taken care of in the event of illness or injury.

In the event death, serious illness or serious injury. Business Insurance is financial support that gives you time to decide your next steps, whether that’s to continue
trading or wind up your business.

Established Business

A variety of business solutions are available to you covering, Life, Total and Permanent Disability, Critical Conditions, Progressive Care and Business Continuity.

Life Cover might be the most simple however most important cover for your business. Life Insurance provides your business with a one-off payment in the event of death.  If you are diagnosed with a terminal illness, you may choose to have the insurance paid out early.

Total & Permanent Disability (TPD) is an occupation-rated cover providing a lump sum payment if you are permanently disabled due to illness or accident and are unlikely to work again. Your entrusted adviser will provide expert advice and guidance on choosing either own occupation or any occupation option.

Critical Conditions cover provides peace of mind in the knowing your key persons are covered for serious illness or injury.

Progressive Care cover is as innovative as you the business owner. Allowing multiple claims based on the severity of your illness or injury.

Business Disability Cover on the other hand pays a monthly benefit to help with the continued running of the business.

Need further information, our knowledgeable advisers will assist you to put together a plan for your business.

Contact us for a free, no obligation appointment.

Business Insurance Brochures.