The Life of a Farmer
The life of a farmer is spent outdoors and holds great physical challenge doing many hours of hard labour. A hands-on farmer needs to ensure his farm is up and running even if he is struck down by illness or injury. Farmers Protection Insurance also known as Rural Insurance. Has a variety of products especially designed for the farmer in the New Zealand. Paying either monthly payments or a lump sum when serious illness, injury or death occurs.
Our New Zealand farmers are proud ‘number 8 wire’ orientated – or followers of the ‘do it yourself’ tradition. The ‘number 8 wire’ saying originated from a specific general-purpose type wire used in farming which solves many challenges in and around a farm. Farmers Protection Insurance will provide financial support to keep the farm going.
Your Rural Insurance provides you the opportunity to choice your:
- Desired waiting period either 4, 8, or 13 weeks before you start receiving benefit payments.
- Benefit period, the length of time you could receive benefit payments either 6, 12, or 24 months.
- Electing whether you wish to offset ACC payments or not at time of application.
Peak Season Upgrade Benefit
New Zealand’s largest industry is farming or agriculture. New Zealand is the 8th largest milk producer in the world, producing over 15 billion litres of milk per year.
During peak season may it be calving or harvesting no farmer can afford downtime. Peak Season Upgrade Benefit provides an increase of 25% to your claim for three months during peak season.