KiwiSaver: Finding the Right Fit Without the Headaches
With 39 KiwiSaver providers and over 280 funds to choose from, picking the right one can feel like searching for the perfect pair of shoes—but without a sizing guide. Many Kiwis stick with the bank or default fund they were originally put into and never review their options, potentially missing out on better returns or paying unnecessary fees. This is where advice comes in.
Why Expert Guidance is Key
Professional advice cuts through the confusion, helping you identify the best fund based on your risk tolerance, long-term goals, and even your values. This ensures your KiwiSaver isn’t just ‘okay’— it’s optimised to grow your savings while we handle all the admin behind the scenes, making the process seamless and hassle-free.
The Process: Simple and Effective
Complete a Quick Online Form: This form captures essential details like your current fund, risk profile, and financial goals. Takes less than 5 minutes!
Analysis & Report: I analyse your existing fund against the KiwiSaver market. This step may suggest sticking with your current setup or making a switch if there’s a better option.
Personalised Recommendations: You’ll get clear comparisons and receive advice to ensure your fund is on the right path, with a focus on returns, fees, and provider quality.
Implementation & Support: I’ll guide you through any changes and provide ongoing support via biannual reviews, ensuring your KiwiSaver keeps up with your evolving goals.
Why It’s Worth It
Advice ensures your KiwiSaver works for you. By evaluating your options, you can avoid poor returns, providers or funds that don’t fit your goals.
The result? You maximize growth, minimise unnecessary costs, and gain confidence knowing your savings are set up for success—whether it’s a first home, retirement, or long-term investment. Ultimately, expert guidance means more value, better returns, and a clear plan for your financial future.
So, if you’re stuck in the bank fund you were automatically enrolled in or haven’t reviewed your KiwiSaver in a while, let me help you find the best path to a solid financial future.
Taken from Financial Advice NZ Better Behaviours report: Research on the value of financial advice